This Payment & Billing Policy applies to JRRobbins.com and the JR-branded website, community, media, messaging, games, store and related services. References to “JR”, “we”, “us” and “our” mean the operator of JRRobbins.com. These terms are intended to operate to the fullest extent permitted by applicable law and do not remove rights that cannot lawfully be excluded.

Payment processing

Payments may be processed by third-party payment providers. JR may receive tokens, transaction references, payment status and limited billing information rather than full card details.

Authorisation

You authorise the applicable one-off or recurring charge shown at checkout. A payment may be refused or reversed by the issuer or processor. JR may suspend paid access or withhold fulfilment where payment has not been successfully received.

Billing accuracy

You must keep billing information reasonably accurate. Suspected billing errors should be reported promptly so that JR can investigate.

Chargebacks and disputes

Nothing prevents a customer from exercising lawful payment-card rights. However, knowingly making a false chargeback, misrepresenting delivery, or disputing a valid charge as a means of obtaining goods or services without payment may be treated as fraud or a material breach.

Taxes and currency

Prices, taxes, exchange rates and payment-provider fees are handled as stated at checkout. Your bank or card issuer may impose separate currency or transaction charges outside JR's control.

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